Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the use of the real estate crowdlending platform operated by Tivzuni SpA. By accessing and using our website and services, you agree to be bound by these terms.
1. Definitions
"Platform" refers to the website tivzuni.com and all its associated services. "User" is any person who accesses the platform. "Investor" is a registered user who participates in real estate crowdlending projects. "Project" refers to each real estate investment opportunity published on the platform. "Tivzuni" or "we" refers to Tivzuni SpA, a company incorporated under the laws of the Republic of Chile.
2. Eligibility and Registration
To use Tivzuni's investment services, you must be at least 18 years old, have legal capacity to enter into contracts in Chile, provide truthful and up-to-date information during the registration process, and comply with identity verification requirements established by Chilean regulations. Tivzuni reserves the right to reject or cancel registrations that do not meet these requirements.
3. Nature of the Service
Tivzuni operates as a technology platform that facilitates the connection between investors and real estate projects. We are not a financial institution, bank, or securities broker. Investments made through our platform carry inherent risks, including the possible partial or total loss of invested capital. Tivzuni does not guarantee specific returns or the recovery of invested capital.
4. Investments and Risks
Each project published on the platform includes detailed information about its conditions, terms, and associated risks. The investor is responsible for evaluating each investment opportunity and making informed decisions. Real estate investments are subject to market fluctuations, construction risks, regulatory changes, and other factors that may affect expected results.
5. Commissions and Payments
Tivzuni charges commissions for its intermediation services, which are detailed in the information of each project. Return payments are subject to the successful completion of projects and are distributed according to the specific terms of each investment. Applicable taxes on profits obtained are the exclusive responsibility of the investor.
6. Intellectual Property
All content on the platform, including texts, graphics, logos, images, software, and designs, is the property of Tivzuni SpA or its respective owners and is protected by Chilean intellectual property laws and international treaties. Unauthorized reproduction, distribution, or modification of any platform content is prohibited.
7. Limitation of Liability
To the maximum extent permitted by Chilean law, Tivzuni shall not be liable for indirect, incidental, special, or consequential damages resulting from the use of the platform or investments made through it. Our total liability is limited to the amount of commissions charged to the investor in the last 12 months.
8. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute arising from these terms or the use of the platform shall be submitted to the jurisdiction of the ordinary courts of justice of Santiago, Chile, with the parties waiving any other jurisdiction that may correspond to them.
9. Modifications
Tivzuni reserves the right to modify these Terms and Conditions at any time. Changes will take effect upon their publication on the platform. Continued use of our services after any modification constitutes acceptance of the new terms.
10. Contact
For inquiries related to these Terms and Conditions, you may contact us at: Tivzuni SpA, Av. Apoquindo 4700, Office 1205, Las Condes, Santiago, Chile. Email: legal@tivzuni.com. Phone: +56 2 2345 6789.